P&I is a combination of the first letters of Protection and Indemnity, where if Protection Risk relates to the Ownership of a vessel, Indemnity may be said to be related to the Ship's Employment, and guarantees that:

Owners, managers, and navigators of vessels in the marine business

- Injuries, illnesses and deaths of crews

- Liability for Indemnification to 3rd Parties Except for crews

- The cost of repatriation of crews and dispatch of shift crews

- Shipwreck Closure Salary

- Compensation for the loss of the sailor

- Costs/Responsibilities of Furnace

- Compensation for Smugglers and Refugees

- Lifesaving

- Liability for compensation arising from collision with other lines

- Liability for compensation for fixtures and floats such as ports, wharves, breakwaters, etc.

- Liability for Compensation for Pollution

- Liability under the tug contract

- Shipwreck removal costs and liability

- Cost Spent to Do Quarantine

- Liability for Loss and Damage of Shipment

- Liability for Collision Liability for Cargo Shipped on Main Line

- The portion of General Average for cargo or vessel (case by case)

- Fines