It covers physical damage to machinery, buildings, etc. (insurance objects) caused by accidental and sudden accidents caused by other than damages that are not specifically compensated under the normal terms and conditions, or loss of profits caused by the suspension or obstruction of the business as a direct result of the covered physical damage.

Hydroelectric power plants, thermal power plants, tidal power plants, cement plants, steel and metal smelting plants, beer breweries, bottle manufacturing plants, water and sewage treatment plants

Mechanical and electrical failures of machinery and electrical devices, fire/lightning/explosion/theft, collisions by aircraft, damage caused by aircraft falls, earthquakes/frosts/avalanches/ice, volcanic activity, tsunamis, storms, floods, floods, floods or other waters, sedimentation, mountain or rock events or similar cataclysmic fluctuations, and other risks than Exclusion in these Terms and Conditions

War and similar dangers, nuclear dangers, and intentional acts