It is an insurance product that compensates for damages for which the insured is liable under the law for causing injury to the body of another person or damage to the property of another person due to an accident during the business activities in the area specified in the insurance policy.

In addition to the legal liability incurred by the insured, the following expenses incurred by the insured shall also be additionally compensated:

- Damage prevention costs, subrogation rights preservation costs

- Litigation costs, attorneys' fees, expenses related to arbitration, reconciliation or conciliation paid with the consent of the company in advance

- Cooperation costs to comply with the requirements of the insurance company

a) Commercial General Liability

- Insurance for the facilities owned, used, and managed and the damages caused by accidents that occur during the operation of the facilities in accordance with the original usage laws.

- Factories, restaurants, cultural facilities, offices, elevators, baths, accommodations, amusement facilities, shops, etc.

b) Contractor's Liability

- Insurance for liability caused to 3rd parties due to various accidents that may occur at construction sites, etc.

- Construction/Construction, Cleaning Work, etc.

c) School Management Liability

- Insurance for liability caused to students and 3rd parties caused by accidents and/or facilities and/or school work related to school education. The Basic Law on Education, the Elementary and Secondary Education Law,

- Formal educational institutions under the Higher Education Law (except private schools)

d) Parking lot liability

- Insurance for liabi8lity to 3rd parties incurred during the performance of the vehicle entrusted for the purpose of parking and the performance of the unique duties according to the parking facility.

- Public and private parking lots (the coverage of parking lots only as ancillary facilities is not covered)

e) Gondola operator liability

- Insurance for liability to 3rd parties caused by accidents and/or performance of tasks in accordance with the use and management of gondolas and facilities

- Apartments and general buildings (except gondola facilities in the port terminal facility)

f) Construction Machinery Contractor Liability

- Insurance for liability caused to 3rd parties due to accidents during the use of construction machinery (medium-term)

- Cranes, forklifts, etc. (except for 6 types of construction machinery)

g) Port Terminal Operator's Liability

- Insurance for liability during unloading operations carried out within the area of the port that is owned, used and managed, and for human and material damage caused to vessels and unloading cargo as well as other 3rd parties due to accidents caused by defects in various facilities.

- Port terminal operators

i) Liability of the security guard

- Insurance for liability to damages incurred by the security contractor during the performance of the guard duties by causing damage to the guard by accidents such as fire, explosion, theft, damage, etc., or by causing human and material damage to other 3rd parties.

- Security Contractors under the Service Guard Business Law (Personnel Guards, Machinery Guards, Convoy Guards, Personal Protection)

j) Ship Repairer Liability

- Performing repair work on the entrusted vessel and compensating for human and material damage caused by the accident caused by the repair facility to the vessel itself and to the 3rd party

- Ship Repairer