It is an insurance policy that compensates for damages caused by the insured in the event that a product manufactured, sold, supplied or constructed by the insured is transferred to another person and the insured bears the liability for damages (product liability) under the law by an accidental accident caused by the defect of the product.

Manufacturer, dealer of his or her own name (department store, etc.), parts manufacturer, supplier, assembler, importer, exporter, dealer, various builder, facility installation/repairer, etc.

-Legal damages to victims

-All costs associated with the handling of the accident:
Any necessary or beneficial expenses paid to take any means to prevent or mitigate the damages.
However, if it is found that there is no liability for compensation, Only for expenses paid with prior consent, the cost of emergency measures such as first aid and emergency convoy and the company

-Where compensation for damages can be reimbursed from a 3rd party, it is necessary for the preservation or exercise of that right.

- The necessary and beneficial expenses paid to take the proceeding for litigation costs, attorneys' fees, arbitration, reconciliation or mediation paid by the insured with the consent of the Company in advance.

- Deposit Guarantee Insurance premium for the amount within the insurance policy compensation limit

- Expenses paid by the insured to comply with the insurer's request for cooperation

- Willful or gross negligence of the policyholder or the insured

- Wars, revolutions, downfall, riots, labor disputes, etc.

- Natural disasters

- Atomic nucleus, radioactivity

- Contractually weighted liability

- Environmental pollution and decontamination costs

- Protection, management, and property of others under their control

- Physical impairment during the work of the insured worker's work

- Loss of use of fluid that is not physically damaged by the insured due to a defect in performance, quality conformity or durability guaranteed by the insured or a delay in performance subject to the loss of use of other goods due to sudden and accidental damage is collateral.

- Damage to the insured's product itself

- Loss of use, and the cost of recovery, inspection, repair or replacement of defective insured products

- Liability for damages caused by the insured's premises but for the products consumed on the premises of the insured

- Punitive penalties